Colombia · COL · snapshot 2026-10-06
Colombia
Measured
Currency movement
Not measured
The European Central Bank publishes no euro reference rate for this currency, so there is no twelve-month entry window to state. That is a fact about the series, not about the market.
Foreign-buyer rules
1 of 1 published rules apply
These are the restrictions a foreign buyer meets before price is even discussed — approval regimes, surcharges, ownership limits.
What it does not show. It is not a completeness claim. A rule we have not read is not a rule that does not exist, and this row counts what is cited, not what is in force.
Cost of money
12%
The price of money to banks in this jurisdiction, which sets the floor everything else is priced from.
What it does not show. It is emphatically not a mortgage quote. What a non-resident is offered is a different number, usually much higher, and the gap between them is where a market's financing story actually lives.
Supply against absorption
Not measured
No statistics agency for this market has been read and cleared for republication.
Residential price cycle
110.9 against a 2015 base of 100
House prices have risen faster than consumer prices since 2015 — the market is above its own inflation-adjusted level of that year.
What it does not show. It is a position, not a direction, and it is not a valuation. Deflating by consumer prices says nothing about what the asset yields or what credit costs, and a market can sit above its 2015 level for years without that meaning anything is due.
Valuation against its own history
94.5 to income, 150.6 to rent
The two ratios disagree about this market. Against household income it sits below its own 2015 and against rent it sits above, so housing here became cheaper by one measure and dearer by the other in the same window. That is a fact about the denominators — incomes and rents did not move together — and there is no third number that resolves it.
What it does not show. It is not comparable to another country's figure. Each index is 100 in its own 2015, so two of these side by side are two different base years wearing the same label — a market at 120 is not dearer than one at 90, it has merely moved further from its own past. It is also not a forecast, and a ratio can stay stretched for a decade.
On the market now
Not measured
No listings platform has been read for this market. The one platform this site can read covers Russian cities only, and inventing a count for anywhere else would be worse than an empty row.
No dossier has been written for this market yet. What follows is the measured layers and the rules, each with its source — not an argument about whether to be here. A market reaches this page as soon as two layers can be cited, because an unwritten thesis is a reason to publish less, not a reason to publish nothing.
The series behind those figures, and the workings
Cost of money
12%
Central bank policy rate, 2026-08. Source: Bank for International Settlements.
This is the price of money to banks, not the price of money to a non-resident buying a building. The gap between those two is where a market’s financing story actually lives, and it is not in this number. A mortgage quote for a foreign buyer depends on the lender, the asset and the borrower, and no public dataset carries it.
BIS terms permit this figure on a free page and state that nothing in their statistics constitutes investment advice. They also allow inclusion in a commercial product only where it adds no charge, so this series is published here and is not priced into any paid work.
Background
Annual national statistics from the World Bank, under a licence that permits reuse with attribution. They describe the country; they do not time an entry, and they are not counted as measurements of this market — otherwise every territory on earth would claim to be measured on the strength of one dataset.
| Indicator | Value | Year |
|---|---|---|
| GDP per capita | 8,562 US$ | 2025 |
| Consumer price inflation | 5.1 % | 2025 |
| Population | 53,425,635 | 2025 |
| Urban population | 78.8 % of total | 2025 |
| Official exchange rate | 4,053.1358 per US$ | 2025 |
What the rules do to a foreign buyer
Each entry cites the instrument and the authority page it was read from, with the date it was retrieved. Facts of law change; the retrieval date is how you know how old this reading is.
| Topic | How it fails you | In force | When it bites | Applies to | What applies | Instrument | Read on |
|---|---|---|---|---|---|---|---|
| Baldío-origin land carries an accumulation limit | A cap that can be fullMoney does not open itThe transaction never happened | In forceNot stated by the source | On the way in | Land onlyEveryoneReaches a company too | Article 72 bars acquisition of land originally adjudicated as baldíos where the area exceeds the maximum applicable to the Unidad Agrícola Familiar in the municipality or region. Contributions of such land to companies or communities are also void when they consolidate holdings above that limit. This general restriction follows the relevant title history and reaches accumulation through the corporate form. A rural acquisition needs the original adjudication history and applicable local UAF limit; the statute does not supply one nationwide hectare ceiling for every property. | Ley 160 de 1994, Article 72, accumulation paragraphs; current consolidated text published by Función Pública, Gestor Normativo. | 2026-09-06 |
What is missing, and why
currency — Source does not cover this market
The dataset simply does not include this territory. Absent, not zero.
The European Central Bank publishes no euro reference rate for this currency, so there is no twelve-month entry window to state. That is a fact about the series, not about the market.
supply — Source does not cover this market
The dataset simply does not include this territory. Absent, not zero.
No statistics agency for this market has been read and cleared for republication.
What supports this, what would make it wrong, and how it could go
Record
| Why this market is on the list | Existing financing and valuation coverage is supplemented on 2026-09-06 by Law 160's restrictions on accumulation of land originally adjudicated as baldíos. The evidence concerns title history and rural land, not a general foreign-buyer prohibition or an assessment of urban-property access. |
|---|---|
| Dossier | None written. Layers and rules only, which is why this market reads as “Measured” rather than reviewed. |
| Next review | 2026-11-15 |
| Evidence snapshot | 2026-10-06 |